Articles

By Stephen V. Kenney, CFA, CFP Gray Private Wealth, LLC Nearly 70 million Americans receive Social Security benefits as of 2024, making it one of the most significant social insurance programs in the United States. An estimated 11,000 Americans will reach age 65 daily through 2027, reflecting the ongoing retirement of the Baby Boomer generation. […]

By Stephen V. Kenney, CFA, CFPGray Private Wealth, LLC Interest in cryptocurrencies is once again rising as a result of recent regulatory actions and the record high price achieved by the most popular cryptocurrency, Bitcoin. A longstanding debate continues, however:  Can Bitcoin and other cryptocurrencies play a role as alternative forms of currency, worthy of

By Stephen V. Kenney, CFA, CFP Gray Private Wealth, LLC “Will I have enough?”  It’s an important question to ask when thinking about retirement.  Coming up with a realistic assessment of whether your savings will be sufficient to cover your spending needs during retirement is a complex exercise.  First, it requires you to look into

By Stephen V. Kenney, CFA, CFPGray Private Wealth, LLC It is said that the joy of becoming a grandparent is the opportunity to spend time with grandchildren without the daily responsibilities of parenthood. Even if the daily chores are now under the care of the next generation, that doesn’t mean grandparents don’t often look for

By Stephen V. Kenney, CFA, CFPGray Private Wealth, LLC The list of decisions confronting us as the calendar winds down seems longer every year. And I’m not just talking about making holiday plans. Many of us are at the state in life when we need to make decisions on retirement account funding and tax planning

By Stephen V. Kenney, CFA, CFPGray Private Wealth, LLC New homebuyers today are confronting the dual challenges of higher mortgage interest financing costs and elevated home prices. Many economists expect these conditions to ease in coming years, but in the meantime parents and family members with available resources may be able to make the dream

By Stephen V. Kenney, CFA, CFPGray Private Wealth, LLC Artificial intelligence (AI) has moved rapidly from a futuristic concept in science fiction novels to being a reality that is expected to dramatically increase productivity across much of our economy. Though still early in its development, AI is already changing how we access information, communicate, and

By Stephen V. Kenney, CFA, CFPGray Private Wealth, LLC As you open your windows to welcome the first fresh breezes of Spring, it makes good sense to use this time of annual renewal to clean up and help secure your financial life. Here are six steps to take this month to help ensure your finances

Rising interest rates and inflation do not mean a return to the 1970s “stagflation” era By Justin Klunder, CFA and Stephen Kenney, CFA, CFPGray Private Wealth, LLC If current headlines about rising prices and interest rates are triggering an uncomfortable reminder of the 1970s, you are not alone. To say that period was a challenging